Our Approach

Financing Consulting & Mortgage Approval Process

Not Your Traditional Mortgage Brokerage.

Have you noticed we don't post mortgage rates?



We can get you the lowest rates on the market, but that doesn't necessarily mean that you will pay less interest. At Guardian Mortgages we believe that rate is secondary. The most important factor in saving interest and time is aggressive principal payment.



We will maximize savings and cash flow while providing ultimate financial flexibility for dealing with life's unexpectancies. This is not just a transaction and you are not a number. 

Our Process

Situational Awareness

It starts with a conversation to better understand your personal situation. We will conduct a debt and cashflow analysis and learn about your wants and needs to align the best strategy to meet your goals.

Packaging your Tailored Solution

A custom fit lending solution is the only solution at Guardian Mortgages. There is no one-size fits all. This part of our process is to gather the right content in the right order and succinctly deliver this to the right lending partner for final approval.

Celebrating Milestones

We will keep you informed at every stage of the mortgage process - from your initial mortgage approval all the way to funding. Each milestone in the mortgage process will be explained and effectively communicated to you. It’s about celebrations, not surprises!

Just the Beginning

Your journey with us has only begun. At Guardian Mortgages we value stewardship, which means our clients are continuously supported in their new financial path. Each client will be taken care of for years to come, as we believe that education and sound financial advice are the keys to success.

Our guiding principles will create the mortgage strategy that shapes the lifestyle you envision.